Navigating Your AT and T Points Plus Card: 7 Essential Facts

Jan 25, 2024 By Susan Kelly

The AT&T Points Plus Card offers a compelling rewards program that presents cardholders with numerous opportunities to earn and redeem points. As a cardholder, understanding the intricacies of this program is essential to maximizing its benefits. This guide will shed light on seven crucial facts about the AT&T Points Plus Card, ranging from earning points to redemption options. Whether you are a new cardholder seeking to understand your card's rewards program or a seasoned user looking to optimize your point accumulation, this guide will provide the practical insights you need. We'll delve into the specifics of the program, offer tips on how to earn the most points, and explain the various redemption options available to you. In essence, this guide seeks to empower you to make the most of your AT&T Points Plus Card.

What are AT&T Points Plus ?

AT&T Points Plus is the rewards program associated with the AT&T Points Plus Card. Essentially, each time you use your card to make a purchase, you earn points. The number of points earned depends on the type of purchase, with some transactions earning more points than others. Once you accumulate enough points, you can redeem them for a variety of rewards, including gift cards, travel vouchers, merchandise, and more. The program is designed to incentivize cardholders to use their card frequently and reward them for their loyalty.

How do they work?

Earning points with your AT&T Points Plus Card is straightforward. For every dollar spent on purchases, you earn a certain number of points, typically ranging from 1 to 3 points. Different categories may have varying point multipliers, such as higher points for travel and dining expenses. It's essential to familiarize yourself with the earning structure of your card to optimize your point accumulation. Additionally, AT&T occasionally offers bonus points for specific purchases or promotions, providing even more opportunities to earn points.

1. Understanding How Points Are Earned

To begin, it's helpful to understand how you earn points with your AT&T Points Plus Card. As a cardholder, you will receive one point for every dollar spent on qualifying purchases. This includes purchases made through the AT&T website or app, as well as at participating retailers where Visa is accepted. Additionally, you can earn two points for every dollar spent on AT&T products and services, such as wireless plans or TV packages. This dual system rewards you for both your everyday spending and your loyalty to the AT&T brand.

2. Knowing When Points Expire

It's crucial to keep track of when your points expire to avoid losing them. With the AT&T Points Plus Card, you have five years from the date of earning to redeem your points before they expire. This may seem like a long time, but it's essential to regularly check your account and plan for redemption before any points are lost.

3. Utilizing Bonus Points Opportunities

AT&T regularly offers bonus point opportunities that allow cardholders to earn additional points quickly. These can include limited-time promotions, special offers for using your card at specific retailers, or even referral bonuses. It's essential to keep an eye out for these opportunities and take advantage of them whenever possible.

4. Understanding How Points Are Redeemed

There are several options available for redeeming your AT&T Points Plus Card points, including statement credits, gift cards, merchandise, travel, and more. You can redeem points directly through your card's online portal or by calling the customer service number on the back of your card. It's crucial to note that redemption options may vary and are subject to change at any time.

5. Maximizing Your Redemptions

When it comes to redeeming your points, there are a few strategies you can use to maximize their value. First, aim to redeem your points for purchases that you would typically make anyway, such as paying your phone bill or buying groceries. This way, you are essentially getting these items for free. Additionally, consider saving up your points for a larger purchase or using them towards travel for even more significant savings.

6. Staying Informed About Changes to the Program

As with any rewards program, it's essential to stay informed about any changes or updates that may occur. This can include alterations to earning rates, redemption options, or expiration dates. Make sure to regularly check your card's website and read any communication from AT&T regarding your Points Plus Card.

7. Taking Advantage of Additional Perks

In addition to earning and redeeming points, the AT&T Points Plus Card also offers other benefits for cardholders. These can include purchase protection, extended warranty coverage, and special discounts or deals with participating retailers. Make sure to review your card's terms and conditions to understand all the additional perks available to you.


The AT&T Points Plus Card is an excellent option for those looking to earn rewards on their everyday purchases. By understanding how points are earned and redeemed and utilizing bonus opportunities, cardholders can make the most of this program. Make sure to stay informed about any changes and take advantage of additional perks to maximize your experience as an AT&T Points Plus Cardholder. So, if you're a new cardholder looking to understand the program or a seasoned user seeking to optimize your point accumulation, this guide has provided the practical insights you need. Now it's time to start earning and redeeming those points!

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